| BANK | GROUP | ||||
| Notes | 9 months ended 31 December 2015 LKR 000 |
Year ended 31 March 2015 LKR 000 |
9 months ended 31 December 2015 LKR 000 |
Year ended 31 March 2015 LKR 000 |
|
| Income | 11 | 10,036,280 | 10,394,085 | 17,502,868 | 20,093,711 |
| Interest income | 8,918,343 | 8,010,024 | 15,308,568 | 16,098,667 | |
| Interest expenses | 5,560,354 | 4,675,447 | 8,923,243 | 9,407,584 | |
| Net interest income | 12 | 3,357,989 | 3,334,577 | 6,385,325 | 6,691,083 |
| Fee and commission income | 371,590 | 167,995 | 1,151,029 | 1,137,267 | |
| Fee and commission expenses | 1,208 | – | 9,914 | 17,303 | |
| Net fee and commission income | 13 | 370,382 | 167,995 | 1,141,115 | 1,119,964 |
| Net gain from trading | 14 | 87,062 | 146,679 | 215,575 | 479,988 |
| Net (loss)/gain from financial instruments at fair value through profit or loss |
15 | (330) | 656,512 | 74,583 | 678,217 |
| Net gain from financial investments | 16 | 640,637 | 2,150,427 | 507,528 | 2,201,070 |
| Other operating income/(loss) – net | 17 | 18,978 | (737,552) | 245,585 | (501,498) |
| Total operating income | 4,474,718 | 5,718,638 | 8,569,711 | 10,668,824 | |
| Impairment charge/(write back) for loans and other losses | 18 | 224,939 | (307,564) | 795,327 | 246,556 |
| Net operating income | 4,249,779 | 6,026,202 | 7,774,384 | 10,422,268 | |
| Operating expenses | |||||
| Personnel expenses | 19 | 1,212,541 | 943,041 | 2,559,350 | 2,212,600 |
| Other expenses | 20 | 1,105,475 | 726,627 | 2,150,927 | 2,062,896 |
| Operating profit before value added tax and nation building tax on financial services | 1,931,763 | 4,356,534 | 3,064,107 | 6,146,772 | |
| Value added tax and nation building tax on financial services | 21 | 342,498 | 585,244 | 589,330 | 884,072 |
| Operating profit after value added tax and nation building tax on financial services | 1,589,265 | 3,771,290 | 2,474,777 | 5,262,700 | |
| Share of profits of associate and joint venture | – | – | 78,693 | 153,270 | |
| Profit before tax | 1,589,265 | 3,771,290 | 2,553,470 | 5,415,970 | |
| Tax expense | 22 | 520,915 | 530,942 | 911,842 | 977,358 |
| Profit for the period | 1,068,350 | 3,240,348 | 1,641,628 | 4,438,612 | |
| Profit attributable to: | |||||
| - Equity holders of the Bank | 1,068,350 | 3,240,348 | 1,592,303 | 4,362,256 | |
| - Non-controlling interests | 49,325 | 76,356 | |||
| Profit for the period | 1,068,350 | 3,240,348 | 1,641,628 | 4,438,612 | |
| Basic earnings per ordinary share (LKR) | 23 | 4.03 | 12.22 | 6.01 | 16.46 |
The notes to the financial statements form part of these financial statements.